2024 Income Limits For Roth Ira Contribution. If your employer offers a 401 (k), you can have money deducted from your. Roth iras have income limits and roth 401(k)s do not.

In addition to the general contribution limit that applies to both roth and traditional iras, your roth ira contribution may be limited based on your filing status and income. Both have the same annual contribution limits, but they differ in other key ways.